2025 Christmas Tree Liability Application

COVERAGE SUMMARY: Commercial General Liability including Premises Liability, Products & Completed Operations Liability, Personal & Advertising Injury Liability, and Contractual Liability. Optional Pesticide or Herbicide Liability Insurance for claims arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of Pesticides or Herbicides at or from your premises; the available limits are $100,000 or $200,000 with a $1,000 Deductible.

EXCLUSION OF COVERAGE: There are coverage exclusions in the policy. These include, but are not limited to, Auto Liability; Employment Practices; Pollution; Asbestos; Workers Compensation; Cannabis; Terrorism; Halloween type events; Pumpkin operations or sales; Amusement Devices; and loaning, renting, maintenance or use by others of any power-driven equipment. Additionally, this insurance does not provide premises medical payments. For more information on the coverage exclusions, please contact us.

DEDUCTIBLE: A $500.00 per Occurrence deductible applies to each claim including loss adjustment expenses.

• The statements and representations made in this application are true and complete and will be deemed material to the acceptance of the risk assumed by Great Northern Insurance Company in the event insurance coverage is issued.
• Great Northern Insurance Company is authorized to make an investigation and inquiry in connection with this application.
• This application is for information and binds neither the applicant nor Great Northern Insurance Company. By signing the Christmas Tree Liability Purchasing Group application, you agree that your membership in the Christmas Tree Liability Purchasing Group shall commence on the inception date of acceptance by the Program Administrator and shall terminate upon: (1) your written resignation from the Christmas Tree Liability Purchasing Group; (2) your failure to pay membership fees, program administration fees, other fees, or the premium; (3) written notice from the Christmas Tree Liability Purchasing Group, which it may give any reason whatsoever, including without limitation, any change in your business which could jeopardize the homogeneity of the Christmas Tree Liability Purchasing Group.