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As a seller of Christmas trees, you need a specialized liability policy to protect your premises and products sold. We offer insurance programs for the following:
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There are four limits of liability from which you may choose: $300,000; $500,000; $1,000,000; or $2,000,000 each occurrence & aggregate limits. Higher limits are available upon request.
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There are various exclusions contained in your policy. These include, but are not limited to, such items as auto, employment practices, pollution, asbestos, workers compensation, terrorism, and Pumpkin operations or sales. Additionally, your policy does not cover premises medical payments. For more information on the coverage exclusions, please contact us.
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By applying for this insurance the applicant also is applying for membership in the Christmas Tree Liability Purchasing Group, a purchasing group formed and operating pursuant to the Liability Risk Retention Act of 1986 (15 USC 3901 et seq.).